Privacy Policy

Last updated: January 2026

This Privacy Policy explains how Finance Quotient ("we," "us," or "our") collects, uses, and protects information when you use our financial marketplace platform. Finance Quotient operates as a comparison and referral service connecting consumers with licensed financial service providers.

1. Information We Collect

We may collect the following categories of information when you use our services:

• Contact details such as your name, email address, and phone number
• Financial preferences you share when browsing loan, insurance, investment, or debt relief categories
• Device and usage data, including browser type, pages visited, and time spent on the site
• Any information you voluntarily submit through our contact or newsletter forms

2. How We Use Information

Information collected is used to operate and improve the marketplace, respond to inquiries, send requested newsletter updates, match you with relevant financial category providers when you request it, and maintain the security of our platform.

3. Sharing With Third-Party Partners

Finance Quotient is a marketplace, not a lender, insurer, or investment provider. If you choose to move forward with a service, limited information may be shared with the relevant licensed partner so they can respond to your request. We do not sell personal information to unrelated third parties for their own marketing purposes.

4. Data Security

We apply industry-standard administrative, technical, and physical safeguards designed to protect information from unauthorized access, alteration, or disclosure. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

5. Cookies and Tracking

Our site may use cookies and similar technologies to remember preferences, understand how visitors use the marketplace, and improve overall performance. You can control cookie settings through your browser at any time.

6. Your Rights and Choices

Depending on your state of residence, you may have the right to request access to, correction of, or deletion of your personal information, and to opt out of marketing communications at any time by using the unsubscribe link in any email or contacting us directly.

7. Children's Privacy

Our services are intended for individuals who are at least 18 years old. We do not knowingly collect personal information from minors.

8. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Material changes will be reflected by the "Last updated" date above.

9. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact us at info@financequotient.info

Terms & Conditions

Last updated: January 2026

These Terms and Conditions ("Terms") govern your use of the Finance Quotient website and marketplace. By accessing or using Finance Quotient, you agree to be bound by these Terms.

1. Marketplace, Not a Provider

Finance Quotient is a comparison and referral marketplace. We are not a lender, insurer, broker-dealer, or debt relief agency. Any loan, insurance policy, investment product, home warranty plan, or debt relief service is originated and provided solely by the licensed third-party partner you choose, subject to that partner's own terms, underwriting, and approval process.

2. Eligibility

You must be at least 18 years old and capable of entering into a binding agreement to use Finance Quotient. By using the platform, you represent that all information you submit is accurate and current.

3. No Guarantee of Approval or Rates

Displaying a category or provider on Finance Quotient does not guarantee approval, a specific rate, or any particular outcome. Final terms are determined exclusively by the partner provider, based on their own eligibility and underwriting criteria.

4. User Responsibilities

You agree to use Finance Quotient only for lawful purposes, to provide accurate information when submitting inquiries, and not to misuse, disrupt, or attempt to gain unauthorized access to the platform or its underlying systems.

5. Intellectual Property

All content on Finance Quotient, including text, graphics, logos, and layout, is owned by or licensed to Finance Quotient and may not be copied, reproduced, or distributed without prior written permission.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Finance Quotient shall not be liable for any indirect, incidental, or consequential damages arising from your use of the marketplace or your relationship with any third-party partner.

7. Third-Party Links

Finance Quotient may link to websites operated by partner providers. We are not responsible for the content, policies, or practices of any third-party site.

8. Governing Law

These Terms are governed by applicable state and federal law, without regard to conflict-of-law principles, and any disputes will be resolved in accordance with that governing law.

9. Changes to These Terms

We may revise these Terms from time to time. Continued use of Finance Quotient after changes are posted constitutes acceptance of the revised Terms.

10. Contact Us

Questions about these Terms can be directed to info@financequotient.info